Iemas Financial Services is a co-operative that offers a variety of affordable and competitive financial solutions including short-term insurance, vehicle finance, secured and unsecured loans and life insurance

Our Products


Whether you want to improve your lifestyle or you have an expense to pay, Iemas has a variety of loan options to suit any need.

loansFind out more about our loans


The Purchase Card is the only card you need to pay for groceries, shoes, furniture, toys, books and so much more at over 7000 retail outlets.

Get the right card to suit your lifestyle


We offer short-term and life insurance options to ensure that you and your family can be at peace knowing that you are covered should anything unexpected happen.

More about insurance products

Vehicle Finance

Let Iemas put you in the driver’s seat when you finance your next vehicle through us.

Find out more about vehicle financing

Some of our happy members

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Phomolo MofokengPhomolo Mofokeng
Ria Pretorius
Thanks for the nice thank you letter. I am a member at Iemas, I think for 30 years now. As the first member to use Pick 'n Pay to pay my Iemas account, I would say the process was very easy and quick. Iemas is always a pleasure ...
Katlego PantsiKatlego Pantsi
Katlego Pantsi
Thanks Iemas for being in existence. Our people are helped, myself included.
Edwin MotabaEdwin Motaba
Edwin Motaba
I would like to thank Lillian Masilela, one of the Iemas consultants, for helping me so kindly. Her service was the best and I felt like I am dealing with my own sister.